The State Housing Company Limited (SHC) has initiated a crucial, nationwide revenue mobilisation campaign, offering a generous 15% discount to clients who settle their outstanding financial obligations in full.
The aggressive two-month exercise, which runs from today, Monday, November 3, to December 31, 2025, aims to recover millions of Ghana Cedis in arrears necessary to stabilise the company’s cash flow and sustain its critical operations.
The initiative is a direct response to operational constraints caused by long-standing unpaid debts, which have hampered SHC’s ability to tackle Ghana’s persistent housing deficit aggressively.
Addressing the press in Accra, Mr. John Bawah, Managing Director of SHC, officially launched the campaign, emphasising the incentive structure designed to encourage swift compliance from all indebted clients.
“I am pleased to officially announce that we are embarking on a revenue mobilisation campaign. It will run from today, November 3rd, to December 31st, 2025. And what we are offering is a 15% discount on all outstanding fees and obligations owed by our clients if they settle their debts in full during this period,” he stated.
This limited-time offer—a substantial 15% reduction on the total debt—provides an immediate, significant financial benefit to clients, encouraging rapid settlement and injecting vital capital into the state-owned housing agency.
Beyond debt recovery, the SHC administration is simultaneously committing to significant improvements in customer service delivery. Mr. Bawah announced plans to establish a modern, efficient service hub before the year’s end.
“The company will also officially launch its 24-hour premium and express service centre before the end of this year. This new centre will provide fast, reliable, and customer-friendly service for all payments, documentation, and client support, with a 24-hour turnaround time for some of our services,” he stated.
This move aims to modernise the company’s interface with the public, ensuring quicker turnaround times for key client services and transactions.
The Managing Director also provided insight into the SHC’s long-term strategy to overcome its financial limitations and scale up housing delivery to reduce Ghana’s severe housing shortfall. As a non-subventive agency, SHC has historically struggled to secure the necessary capital for large-scale development.
“State Housing, being a non-subventive agency, has been constrained over the years in terms of the scale of the housing that we’re able to deliver in Ghana, because we have to rely on deposits from customers in order to continue our housing development,” Mr. Bawah explained.
The new administration is actively working to bridge this gap by attracting major institutional investors.
“So one of the things that the new administration has been doing is structuring ourselves to be able to attract a heavier participation from the private sector, because we know that there’s a lot of private capital sitting looking for safe, reliable projects to invest in,” he concluded.
The revenue mobilisation drive is therefore a twin strategy: recovering old debts to improve immediate operations while simultaneously structuring the company to be financially attractive for large-scale private investment to fund future affordable housing projects.