The Christian Health Association of Ghana (CHAG) is set to expand access to financing for its network of health facilities through the Medical Credit Fund, as PharmAccess Ghana intensifies efforts to strengthen healthcare infrastructure and improve service delivery across the country.
The initiative is part of a longstanding partnership between PharmAccess Ghana and CHAG aimed at improving access to quality healthcare, particularly in rural and underserved communities where access to essential health services remains limited.
Speaking at the 2026 Annual Conference of the Christian Health Association of Ghana (CHAG) in Koforidua, the Country Director of PharmAccess Ghana, Dr. Maxwell Antwi, highlighted access to affordable financing as one of the most pressing challenges confronting healthcare providers.
He noted that many health facilities struggle to secure the resources needed to upgrade infrastructure, acquire modern medical equipment and expand services, ultimately affecting their ability to deliver quality healthcare.
According to Dr. Antwi, the Medical Credit Fund was established to bridge this gap by providing tailored financing solutions that enable healthcare institutions to invest in growth, improve operational efficiency and enhance patient care.
He expressed confidence that the initiative would help strengthen the capacity of health facilities across the country while contributing to broader efforts to improve healthcare access and outcomes for Ghanaians.The Christian Health Association of Ghana (CHAG) is set to expand access to financing for its network of health facilities through the Medical Credit Fund, as PharmAccess Ghana intensifies efforts to strengthen healthcare infrastructure and improve service delivery across the country.
The initiative is part of a longstanding partnership between PharmAccess Ghana and CHAG aimed at improving access to quality healthcare, particularly in rural and underserved communities where access to essential health services remains limited.
Speaking at the 2026 Annual Conference of the Christian Health Association of Ghana (CHAG) in Koforidua, the Country Director of PharmAccess Ghana, Dr. Maxwell Antwi, highlighted access to affordable financing as one of the most pressing challenges confronting healthcare providers.
He noted that many health facilities struggle to secure the resources needed to upgrade infrastructure, acquire modern medical equipment and expand services, ultimately affecting their ability to deliver quality healthcare.
According to Dr. Antwi, the Medical Credit Fund was established to bridge this gap by providing tailored financing solutions that enable healthcare institutions to invest in growth, improve operational efficiency and enhance patient care.
He expressed confidence that the initiative would help strengthen the capacity of health facilities across the country while contributing to broader efforts to improve healthcare access and outcomes for Ghanaians.

Dr. Antwi explained that the Medical Credit Fund was established to help healthcare facilities access the financing needed to upgrade infrastructure, acquire modern equipment and improve the quality of services delivered to patients.
According to him, the initiative forms a key part of the longstanding partnership between PharmAccess and CHAG, aimed at strengthening healthcare delivery across Ghana.
“Another important collaboration between PharmAccess and CHAG is the Medical Credit Fund. It is an investment facility that provides financing to healthcare providers to strengthen infrastructure, improve service delivery and expand access to quality care,” he said.
Unlike traditional lending schemes, the Medical Credit Fund combines financial support with technical assistance, business advisory services and capacity-building programmes to help healthcare facilities improve operational efficiency and achieve long-term sustainability.
“What makes the programme successful is that we do not simply provide financing. We also provide technical assistance, business support and capacity building to ensure that health facilities become stronger and more sustainable,” Dr. Antwi noted.
Over the past decade, the Medical Credit Fund has invested more than €200 million in nearly 2,000 healthcare providers across five African countries, supporting efforts to improve healthcare infrastructure and service delivery.
Dr. Antwi further revealed that a significant portion of the fund’s investments has been directed toward women-owned healthcare facilities, helping to strengthen healthcare systems while promoting female entrepreneurship within the sector.
PharmAccess, an international development organisation established in 2001, works to improve access to quality healthcare across Africa through digital innovation, quality improvement initiatives and sustainable healthcare financing models.
Since 2019, the organisation has partnered CHAG on several programmes, including the SafeCare quality improvement initiative, digital management of hypertension and diabetes, and healthcare financing interventions.
CHAG remains one of Ghana’s largest healthcare providers, operating 317 health facilities across all 16 regions. The association delivers between 13 and 14 per cent of healthcare services nationwide and serves an estimated eight to ten million patients each year, particularly in rural and underserved communities.
Dr. Antwi stressed that strengthening Ghana’s healthcare system requires more than the construction of new facilities.
He said healthcare providers must also have access to affordable financing to modernise infrastructure, purchase essential medical equipment, enhance patient care and build resilient institutions capable of meeting the country’s growing healthcare demands.
He expressed confidence that the partnership between PharmAccess and CHAG would continue to enhance healthcare delivery across the country and complement the government’s recently launched Free Primary Healthcare programme by improving the capacity of frontline health facilities to provide quality services.